Diana Kearns and Michael Kearns, Realtors

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Win An 8-Day European River Cruise!

By The Kearns Team via AAA - August 30, 2022
Disclaimer: We don't have any affiliation with this contest, but heard about it through AAA and it's too good of an opportunity for us not to share! Do you have an 8th grader in your home? Win An 8-Day European River Cruise! Encourage an 8th grader you know to enter AAA's Discovery Crew Contest. Up to 60 students will win a trip for themselves and a parent or legal guardian, including air

Would Student Loan Forgiveness Impact the Housing Market?

By The Kearns Team via RIS Media - August 19, 2022
Reprinted from RIS Media. https://www.rismedia.com/2022/08/12/would-student-loan-forgiveness-impact-the-housing-market/ By Brendan Rascius, RIS Media August 15, 2022 One in eight people across the country has student loan debt, including nearly one in two millennials. There are more student loan holders in America than there are people in Canada. These loans provide millions of

How to Balance Saving for Retirement and Saving for Your Kids' College Education

By The Kearns Team via RIS Media - August 15, 2022
How to Balance Saving for Retirement and Saving for Your Kids' College Education Image provided by RIS Media Many people are on a tight budget and don’t save as much as they should for retirement. If you have children and you want to save for their education, things can get even trickier. Here are some tips to help you prioritize and accumulate enough savings. Make Logical Decisions You

6 Mistakes to Avoid When Paying Off Your College Loans

By The Kearns Team via RISMedia - August 09, 2022
6 Mistakes to Avoid When Paying Off Your College Loans Did you know student loans are one of the largest forms of debt in America? Paying off college loans is essential to cementing your financial future. To help you successfully navigate the complexities of borrowing, Edvisors.com suggests steering clear of these common repayment mistakes: Losing track of loans. Graduating with an aver

Travel Free with RTD in August!

By The Kearns Team - July 31, 2022
Are you a regular rider on RTD trains and buses around the Denver Metro area? An infrequent rider? RTD has announced their "Zero Fare for Better Air" program! During the entirety of August, RTD will provide all of its services – bus, rail, paratransit and microtransit – at zero fare to the public. Zero Fare for Better Air, which takes place during Colorado’s highest ozone month, is supported thr

Sand Creek Regional Greenway - A Night on the Greenway Event

By The Kearns Team via Sand Creek Regional Greenway - July 23, 2022
From the Sand Creek Regional Greenway Partnership. For more information, please visit their website. The Sand Creek Regional Greenway Partnership is ecstatic to welcome all walkers, runners, birders, strollers, horseback riders, cyclists, and all other trail users and nature lovers to the Sand Creek Regional Greenway Partnership’s first fundraiser after a nearly three-year pause. Be a part

What Identity Thieves Want from Your Facebook Profile

By The Kearns Team via RISMedia - June 15, 2022
Image courtesy of RISMedia Social media is just that—social. And a big part of it is sharing photos when you’re out celebrating something, such as your birthday. However, these two things—photos of yourself and your date of birth—can be all someone needs to steal your identity and start opening bank accounts, credit cards and other things in your name. Frank Abagnale, a famous fraud-prevention

Understanding Sq Foot Measurements in Real Estate Listings

By The Kearns Team - April 02, 2022
Recently we had a client ask us to explain the different "square feet" measurements in the MLS and on real estate websites. Here's a bit more info to help you understand the differences between the measurements: In the MLS Real Estate Agents share their listings with each other (and the public) via local Multiple Listing Services (MLS). While all MLS systems are local, in the Denver are

Insurers Must Now Cover COVID-19 Tests

By The Kearns Team via HomeActions - February 10, 2022
Image courtesy of HomeActions According to a statement on the website of the Centers for Medicare & Medicaid Services, most consumers with private health coverage can go online or to a pharmacy or store, buy a test, and have their health plan pay for it, either upfront or after they submit a claim. "This requirement incentivizes insurers to cover these costs up front and ensures individuals do n

It's 4-20 - what herbs should you be growing in your kitchen?

By The Kearns Team - April 20, 2021
It's April 20th, also known as "420," and in Colorado it seems that everyone is thinking about "herbs." No, not those herbs (the recreational and medicinal ones), we're talking about herbs for cooking! So, what herbs should you be growing in YOUR kitchen? Using fresh herbs in your cooking - not the canned variety from the supermarket - can add flavor to any dish. Did you know that you can gro

The Ins and Outs of Business Credit Cards

By The Kearns Team via RISMedia - December 09, 2020
Photo provided by RISMedia A business credit card can be a big help to business owners. But if not used properly, they can cause credit scores to drop, affecting personal credit. There are a number of ways cardholders can negatively impact their credit score. The biggest culprit? Carrying too much debt on their business card which raises their debt-to-credit ratio. To calculate this ratio, divi

5 Reminders to Keep In Your Wallet

By The Kearns Team via RISMedia - December 01, 2020
Photo provided by RISMedia Your purse or wallet can be more than just a place to pull your money out of so you can spend it. It can also store a few things to remind you to use less money, or at least use it well. Here are five things to keep in your wallet that can help you use your money well: Cash If you follow the rule of only spending the amount of cash you have on you, then you’ll never

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