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How to Avoid Credit Card Interest

By The Kearns Team via RISMedia - October 18, 2020
Photo provided by RISMedia The typical credit card charges about 16 percent interest per year on balances, effectively adding $16 to each $100 in expenses that are left on a credit card. Some charge as much as 29 percent if you’re late on a payment and have to pay penalty interest. Avoiding a credit card balance by paying the bill before the due date each month is the best way to avoid such ext

5 Spices That Add Flavor but Not Heat

By The KearnsTeam via RISMedia - October 09, 2020
Photo courtesy of RISMedia Are you looking to add spice to your home cooking, but not heat? Here are five interesting flavors to try, while sparing your mouth from fire. Cumin. With a mild, earthy flavor, cumin goes great in curries without adding any heat, and has been known to aid digestion and improve your immune system. Coriander. Did you know coriander seeds come from the cilantro plant?

5 Financial Tips for First-Time Parents

By The Kearns Team via RISMedia - October 04, 2020
Photo courtesy of RISMedia So a baby is on the way? Congrats! Along with the chaos of, well, everything that is to come, your finances are about to experience an upheaval, as well. According to the U.S. Department of Agriculture, it will cost upwards of $245,000 to raise a child born in 2013 to the age of 18—and this does not include college. Feeling that bank account burn already? Below are fiv

How Phone Calls Can Help You Reconnect With People

By The Kearns Team via RISMedia - September 22, 2020
Photo provided by RISMedia During this pandemic, people have found themselves needing to re-learn how to communicate without being face-to-face with their friends and family. Though video conferencing and FaceTime is available, a simple phone call can help people connect just as much. A phone call, though a seemingly simple and outdated form of communication, can really help those feeling lone

The Best Tech for Keeping Your House Clean

By The Kearns Team via RISMedia - August 13, 2020
Photo provided by RISMedia Smart home technology can improve many aspects of our lives, from entertaining to lowering energy usage. These days there’s perhaps no greater benefit than the ability to keep your living space clean. While maintaining a healthy and germ-free environment is always important, it’s now a top priority in order to stay safe. Here are a few of the ways that the latest home

Hanging on to Your Sanity While Working From Home

By The Kearns Team via RISMedia - June 01, 2020
Photo provided by RISMedia At first, it may have seemed like a dream come true; sleep a little later…skip the commute…work in your pajamas if you feel like it. But working from home can quickly outstay it’s welcome. You miss the routine – the coffee breaks and kibitzing, the face-to-face meetings, all those busy, ringing phones – and given the uncertainties of the COVID-19 crisis, there’s no w

Social Media Groups You Can Join to Build Connections

By The KearnsTeam via RISMedia - May 25, 2020
Image provided by RISMedia If you’re stuck at home for an extended amount of time because of COVID-19, you might be craving some personal connections. While you can reach out to friends or family through phone, text or video chat, you also have the opportunity to join groups via social networks and form new friendships. Here’s a few you can consider: What do you like to do? If you’d like to joi

How to Cope With Stress and Anxiety During the COVID-19 Pandemic

By The Kearns Team via RISMedia - May 08, 2020
Photo provided by RISMedia The outbreak of the COVID-19 pandemic has caused anxiety for people across the country and all over the world. With fear of this virus looming, it can be overwhelming to try and cope mentally and emotionally, especially with the constant news coverage and current restrictions. Thankfully, there are ways to help those suffering from anxiety and depression, as well as tr

Best Resources for Staying Updated on COVID-19

By The Kearns Team via RISMedia - April 30, 2020
Image courtesy of RISMedia Understandably, many are stressed about the COVID-19 pandemic. With so much information available online, it can be difficult to determine the best resources for staying up to date on all the news. Here are a few trusted non-political sources for learning about health information, safety and prevention tips, and data and insights. Centers for Disease Control and Preve

4 Fantastic Interior Design Shows on Netflix Right Now

By The Kearns Team via RISMedia - April 05, 2020
Image provided by RISMedia It’s important to keep your days of social distancing productive, but once you’ve checked off everything on your to-do list, there’s nothing wrong with a little binge watching on Netflix. For all the luxury real estate and interior design lovers out there, there are plenty of shows to choose from to get your fix. Here are a few favorites that the whole family can enjoy

Denver Mortgage Update - April 1, 2020 [VIDEO]

By The KearnsTeam - April 02, 2020
Michael Kearns (Realty ONE Group Premier) and Ross Barrett (Guild Mortgage) sat down yesterday to talk to about what's happening in the Mortgage world these days. Topics: Mortgage requirements in a Covid-19 world Status of special programs like CHAFA mortgage assistance Do you have to keep paying your mortgage? What's happening with mortgage rates?

4 Tips to Productively Work From Home

By The Kearns Team via RISMedia - March 30, 2020
Photo courtesy of RISMedia For many, the COVID-19 pandemic is the first time they’ve had to work from home for long stretches of time. Here are four tips to follow to get your job done while enjoying the perks of working on your couch. Block Off Time Go into your calendar and schedule your work day by the hour. If you’re disciplined with your schedule, it’s easier to stay on track. Dress Pro

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