Diana Kearns and Michael Kearns, Realtors

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Is This Your Situation: Thinking About Purchasing Your First Home?

By The Kearns Team via HomeActions - January 25, 2021
It's not unusual to angst over your first home purchase. After all, it's a huge investment, and it determines where you'll be living for the next several years. How can you be sure that a home purchase is the right move for you? There's no way to know what the future holds, but these four questions can give you an idea of whether you're on the right track: Image courtesy of HomeActions How lon

How do 'Credit Inquiries' affect your credit score?

By The Kearns Team - January 06, 2021
As real estate agents, we counsel our clients to talk to 2-3 mortgage lenders before making a decision on how to finance their home purchase. Lenders offer various loan products, have different fees, and their mortgage rates may vary as well. You also want to make sure you are comfortable with the loan officer and lending company you select. It's a good thing to shop around. Recently, a client ex

Denver Mortgage Update - April 1, 2020 [VIDEO]

By The KearnsTeam - April 02, 2020
Michael Kearns (Realty ONE Group Premier) and Ross Barrett (Guild Mortgage) sat down yesterday to talk to about what's happening in the Mortgage world these days. Topics: Mortgage requirements in a Covid-19 world Status of special programs like CHAFA mortgage assistance Do you have to keep paying your mortgage? What's happening with mortgage rates?

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